Protect margin
A single major default can erase the profit from many successful sales. Coverage helps contain that concentration of loss.
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Receivables protection
Turn accounts receivable into a protected growth asset.
When customers buy on open-account terms, your balance sheet absorbs their credit risk. Trade credit insurance transfers defined nonpayment risks to an insurer—helping you sell with greater confidence at home and abroad.
Discuss this solutionThe essentials
What it is
Trade Credit Insurance
A policy insures eligible business-to-business receivables against covered losses such as customer insolvency, protracted default and, when included, political events that prevent payment. The exact coverage, waiting periods, deductibles and reporting requirements are negotiated in the policy.
Business impact
What the right structure can unlock.
Support growth
Evaluate larger limits, new customers and export markets with independent credit intelligence and risk capacity.
Strengthen financing
Insured receivables may help lenders view the borrowing base more favorably, subject to lender requirements.
Improve discipline
Formal credit limits, monitoring and reporting can reinforce internal credit-management practices.
Solution design
Structures built around the exposure.
Whole turnover
A broad portfolio structure covering eligible customers under one policy framework.
Key account or named buyer
Focused protection for selected strategic customers or concentrations, when available.
Single-buyer
Transaction or account-specific protection where one exposure drives the need.
Domestic and export
Commercial-risk coverage at home, with political-risk options for qualifying cross-border sales.
How the flow works
Goods move forward. Capital moves intelligently.
Payment protection · insured recovery
Goods & documents move to the buyer
Step 1
Map the exposure
Review sales, aging, concentrations, terms, loss history, markets and current credit procedures.
Step 2
Design and market
Define the desired risk retention, coverage scope and insurer strategy; compare proposals beyond premium alone.
Step 3
Implement and manage
Coordinate buyer limits, declarations, overdue reporting and policy requirements throughout the year.
Step 4
Advocate when it matters
Support claim preparation, documentation and communication with the carrier when a covered loss occurs.
Strong fit
When to consider this solution.
- Manufacturers, distributors and service companies selling B2B on open account
- Businesses with meaningful customer concentration
- Exporters entering unfamiliar markets
- Companies seeking stronger credit controls or financing support
Start a conversation
Ready to explore trade credit insurance?
Share your receivables, customers, payment terms and objectives. TSI will help you identify the most effective path forward.