Support suppliers
Give participating suppliers access to earlier cash, often based on the buyer’s stronger credit profile.
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Approved-payables finance
Create better economics on both sides of the supply chain.
Suppliers want earlier payment. Buyers want to preserve working capital. Supply chain finance uses approved invoices and the buyer’s credit profile to make both objectives compatible.
Discuss this solutionThe essentials
What it is
Supply Chain Finance
After a buyer approves a supplier invoice, a funding provider offers the supplier early payment at an agreed discount. Participation is typically optional for the supplier. The buyer then pays the funder at the invoice maturity date under the program terms.
Business impact
What the right structure can unlock.
Preserve buyer liquidity
The buyer pays at the agreed maturity date while suppliers can elect to receive funds earlier.
Strengthen continuity
Improved supplier cash flow can reduce financial stress across strategically important relationships.
Create visibility
A structured approval and payment process can improve transparency across invoices and payment timing.
Solution design
Structures built around the exposure.
Buyer-led program
The anchor buyer sponsors the program and confirms approved payables for eligible suppliers.
Multi-supplier rollout
The facility can onboard a targeted supplier group and expand as adoption and approved volume grow.
Domestic program
A single-market structure focused on approved invoices, supplier adoption and payment operations.
Cross-border program
A program adapted for international suppliers, currencies, jurisdictions and payment flows.
How the flow works
Goods move forward. Capital moves intelligently.
Invoice approval · early supplier payment
Components & goods converge on the buyer
Step 1
Build the business case
Analyze spend, supplier mix, payment terms, buyer credit and the opportunity for earlier supplier liquidity.
Step 2
Select the structure
Align funder capacity, program economics, documentation, technology and target suppliers.
Step 3
Approve and offer
The buyer approves valid invoices; participating suppliers can elect early payment on qualifying amounts.
Step 4
Settle at maturity
The funder pays the supplier early and receives payment from the buyer on the program’s maturity date.
Strong fit
When to consider this solution.
- Creditworthy buyers with meaningful supplier spend
- Organizations seeking to improve supplier resilience
- Companies balancing longer terms with healthy supplier relationships
- Cross-border supply chains with uneven access to affordable capital
Start a conversation
Ready to explore supply chain finance?
Share your receivables, customers, payment terms and objectives. TSI will help you identify the most effective path forward.